Mortgage Calculator

Estimate your monthly payments while looking for your home!

How to use the mortgage calculator
Home Value
Enter the price of the home you want to buy. This can be the price the owners are asking for or the price you think you will offer.
Down Payment
Enter the amount of money or the percentage you plan to pay for the down payment on the home. A higher down payment will lower your monthly mortgage payments.
Loan Amount
Enter the amount of the loan, typically the home value less the downpayment.
Interest Rate
Mortgage interest rates are influenced by the market and your financial health which takes into account your credit score and the down payment amount.
Loan Term
Enter the length of your loan program. The default is set to a 30 year loan, but you can adjust as needed.
Property Taxes
Enter estimated monthly payments.
Property mortgage insurance as a percent (typically between 0.5% and 1.3%, though unneeded if a 20% downpayment is used).
Home Insurance
Enter estimated annual cost of a homeowners insurance policy.
Monthly HOA
Homeowners association fee (HOA) is a monthly payment that assists with maintaining and improving properties in the association.

Javascript Mortgage Calculator by
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